Purchasing a life insurance policy is a smart idea for any family. But in single-parent households, the need is even more important. As a single parent, you are both the sole financial provider and primary caretaker for your children.

See what ERIE Insurance has to say about Life Insurance for Single Parents:  why it is important to name a guardian for your minor children, why it is important to provide for your debts to be covered, and all about protecting your children in the event of your death. 

Here at Sparks Insurance Agency, we can help you explore your options and to get the right coverage for you at the best rate available.  Just reach out by phone at 410-252-8304 or visit our website at https://wsparks.com/life-insurance.html.     

Picture this: You land an exciting new job with great benefits: vacation time, health insurance, 401(k)… even free lunch once a week!

They offer group life insurance, too – two times your annual salary. That sounds like a lot, right? In many cases, it might not stretch as far as you think.

Let’s say you make $50,000 per year. A benefit of $100,000 can make a big difference to your family – for a while. But through the years, could it really go the distance to pay for expenses and reflect the legacy you want to leave for your family?

Check out what ERIE Insurance has to say about four major disadvantages to relying on your group insurance alone.

Here at William Sparks Insurance Agency, our experienced agents can help you explore Life Insurance options to determine which type of life insurance and which coverage works best for your own lifestyle and circumstances.  Call us at 410-252-8304 or visit our website at https://wsparks.com/life-insurance.html for the details.

Life is always changing – which is why it’s important to review your insurance needs and make sure your coverage is keeping up with your life. Whether you’re entering adulthood or nearing retirement, you may have a need for life insurance… but understanding which policy is best for you can be confusing.

To help you find which benefits you the most, at any stage of life, let’s talk term and whole life insurance with Erie Insurance.

Reach out to us to review your current life insurance coverage and rates.  Call at 410-252-8304 or visit our website at https://wsparks.com/life-insurance.html.

All the checklists and plans are underway, and dreams of the wedding march and the honeymoon dance in your head.  But does that checklist include the possible changes to your insurance portfolio as you join two lives and become a couple? 

Like most newlyweds, you look forward to a nice home, happy, healthy children and a comfortable retirement.  As a married couple, you will share a life, but you will also share financial obligations.

If one of you were to die tomorrow, could the surviving spouse afford to pay for final expenses, cover loan and credit card balances, and have the support needed to adjust to such a sudden and devastating life change? 

Life insurance could provide that much needed safety net. So be sure that your wedding checklist includes a meeting with your insurance agent and then enjoy the peace of mind that comes with knowing you are covered. 

Already have life insurance? Your agent can help you review your policy to be sure it still meets the expanded needs that marriage can bring.