Bill Sparks 2023William M. Sparks   1945 - 2023

My father, William (Bill) Sparks, passed away sadly but comfortably  Sunday morning, surrounded by his family. He was a kind and loving man with a heart of gold.  There are so many who loved him and will feel this loss –  in the business world and far beyond.  He would say thank you to all of his small-business customer for their support, and he would wish everyone peace and happiness. I have run the William M. Sparks Insurance Agency for many years now, and I will continue to run it just as my father did and as he would want me to do.  On behalf of my family, I thank you all for your kind words, well wishes and support at this time.   --- Danielle Sparks

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General Liability / Contractor Liability Insurance MD, VA, PA

General Liability / Contractor Liability Insurance MD, VA, PA

Is General Liability Insurance Just for Contractors?

A wide range of businesses would benefit from General Liability coverage, including contractors.  Here in Lutherville / Timonium, MD, at the William M. Sparks Insurance Agency, we have helped many business owners in Maryland (MD), Virginia (VA) and Pennsylvania (PA) to have the protection they need.

Whether your specialty is HVAC, Lawncare, Carpentry, Electrical Wiring or something similar, you need liability insurance coverage that follows you and your employees to your job sites.  General Liability protection which includes Bodily Injury and Property Damage protection is likely the right fit for your business on-the-go. 

General Liability Insurance may include the following coverages:

  • Premises & Operation – for claims arising from your insured location (owned, leased, or rented) and the work operation or services you provide to your customers
  • Products and Completed Operations – for claims arising from the product you have manufactured or the work you have completed

In addition to general liability protection, you may also want to consider...

  • Equipment & tool coverage – you need to protect the tools and equipment essential to your business. 
  • Builders Risk & Installation Floater coverage – protection for the building under construction or building materials before they are installed and become part of your client’s structure. 

Whether you are new to your business or a seasoned business owner, you will find answers and assistance are just a phone call or e-mail away when you rely on the experienced representatives at the William M. Sparks Insurance Agency. We can help you assess your needs and your options.  So contact us to get the protection you need today. 

The scope of your insurance coverage and options depend entirely upon the policy and the insurance company providing it.  This website is not intended to advise, offer or bind coverage.  You should always discuss your insurance issues with professionals such as a licensed and qualified insurance agent like those at the William M. Sparks Insurance Agency before making any decisions or choosing a course of action.

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William M. Sparks Insurance Agency, Inc., Insurance Services, Timonium, MD

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