Bill Sparks 2023William M. Sparks   1945 - 2023

My father, William (Bill) Sparks, passed away sadly but comfortably  Sunday morning, surrounded by his family. He was a kind and loving man with a heart of gold.  There are so many who loved him and will feel this loss –  in the business world and far beyond.  He would say thank you to all of his small-business customer for their support, and he would wish everyone peace and happiness. I have run the William M. Sparks Insurance Agency for many years now, and I will continue to run it just as my father did and as he would want me to do.  On behalf of my family, I thank you all for your kind words, well wishes and support at this time.   --- Danielle Sparks

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The Sparks Insurance Referral Program


When we get a referral from a client or a friend in the community like yourself, it means a lot to us.  The experienced agents here at William M. Sparks Insurance in Timonium, MD, work hard to earn each referral by providing “top notch” service with every call and visit. 

Now, we’ve found a way to say thank you for this business:  Our new Sparks Insurance Referral Program.

It’s our way of showing appreciation for all the referrals our loyal friends have sent our way.

So, beginning right now, when you refer someone new to the William M. Sparks Insurance Agency and they mention your name, you will be entered into our next drawing. We draw a new winner every Spring and Fall. If your name is drawn, you'll... 

win a Gift Card from Amazon or another popular retailer.

CONGRATULATIONS to our newest Referral Program Winner for Spring/Summer 2022 - Patti B.

A referral  is when we get a call or a visit to our office (or a submission using any of the Quote request forms through our website) coming from someone who either resides or has a business within our service area (Maryland, Virginia, Pennsylvania) who is new to our agency requesting a quote and saying you referred them to us.

It’s that simple!  As long as you are 18 years of age or older, your referral will be credited to you even if the person you refer does not ultimately purchase a policy from us after applying. It is not necessary that you be a current client of our agency in order to qualify.

So why not give it a try?  Who do YOU know who could benefit from exceptional insurance service with some of the most well-rated companies in the industry offering the best rates and coverages?


Sparks Insurance Referral Program Guidelines
Effective: July 15, 2011

  1. For the purposes of this Program, a Referral is a qualified prospect – that is, a person who will give us all the necessary information to create a quote and who has a currently-existing insurance policy for us to use for comparison.  We reserve the right to exclude as ineligible for this program any referral who has had no prior insurance or who requires high risk auto or other hard-to-place insurance.
  2. There is no limit on the number of referrals you may make. You earn a chance in our prize drawing each time you provide a qualified referral, and there is no limit on the number of chances you may create for yourself.  The odds of winning the prize during the drawing are entirely dependent on the total number of chances created during the referral program period.
  3. The referral program is open to any person age 18 or over who refers at least one eligible prospect to our agency.
  4. The qualified prospects that are referred do NOT have to purchase an insurance policy (i.e., become our client) in order for the referring party to receive any of the rewards and/or chances in this program.
  5. We are not responsible if law prohibits you from accepting the prize because of age or any other factor should your name be drawn as our winner.
  6. This referral program and the rewards provided are open to any person who refers a qualified prospect to our agency. You do NOT have to be a client of our agency in order to be eligible to participate in this referral program. Agency employees and their immediate family members are not eligible.
  7. You do NOT have to be present at the drawing to win the prize.  However, you must visit our office in person to claim your prize should your name be drawn as the winner. 
  8. The prize awarded during the drawing is not transferrable and may not be redeemed for cash or other substitution.
  9. We reserve the right to change or discontinue this referral program at any time without notice.


Our Carriers

William M. Sparks Insurance Agency, Inc., Insurance Services, Timonium, MD

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