Bill Sparks 2023William M. Sparks   1945 - 2023

My father, William (Bill) Sparks, passed away sadly but comfortably  Sunday morning, surrounded by his family. He was a kind and loving man with a heart of gold.  There are so many who loved him and will feel this loss –  in the business world and far beyond.  He would say thank you to all of his small-business customer for their support, and he would wish everyone peace and happiness. I have run the William M. Sparks Insurance Agency for many years now, and I will continue to run it just as my father did and as he would want me to do.  On behalf of my family, I thank you all for your kind words, well wishes and support at this time.   --- Danielle Sparks

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 Business / Commercial Insurance for MD, VA and PA

If you are in business, you know the value of a good business / commercial insurance package designed especially to fit your industry and your company.  Here at the William M. Sparks Agency in Lutherville - Timonium, Maryland (Baltimore County), we will help you create that package, including the basic coverages every business needs as well as any of many additional special coverages if you need them. We serve businesses in Maryland (MD), Virginia (VA) and Pennsylvania (PA).

Just select any of the following coverages to learn more about it, or contact us if you are seeking something other than those listed.

 Business Owners Insurance Policy

Business insurance is usually a bundle of coverages starting with the basics of general liability and commercial property protection.  Your custom designed protection plan will build from there to best protect your particular type of business from the many general risks, to those that might be unique to your industry.   Whether you are in sales or service, or are a retailer, property investor or manager, professional services office, restaurant or automobile repair shop, or some other line of business, this is the place to start. Learn more about a Business Owners Insurance Policy>...

General Liability & Contractors Liability Insurance

Some businesses, like contractors, need liability protection against damages arising as a result of your operation or insured location.  General Liability protection would follow you and your employees to your work sites. Learn more about General Liability and Contractors Liability Insurance>>...

Business Auto / Commercial Vehicle Insurance

Covering your business vehicles against losses is an important part of your business insurance portfolio.   Many variations and options exist to assure that you have the right coverage on your vehicles for your particular operation. Learn more about Business Auto / Commercial Vehicle Insurance>...

 Workers Compensation (Comp) Insurance for Injured Workers

Making your workplace safe is certainly one of your top priorities.  Even so, accidents happen.  Having Workers Compensation insurance protects your company from litigation and covers injured workers’ expenses. Learn more about Workers Compensation (Comp) Insurance>...

Group Life Insurance Coverage Benefit Plans

In this economy, employee benefits can be a more important tool than ever for a business owner.   Workers are concerned about making ends meet and at the same time protecting their financial future.  Offering group life insurance to your employees and their dependents can help attract and retain good people. Learn more about Group Life Insurance Benefit Plans>...

Key Person / Employee Insurance

As a business owner, you work hard to stand out and be competitive in your market; and the trustworthiness of your employees is an important part of making that happen.  So when you lose one of those key employees, particular through death, the impact on your business can be substantial. You can protect against that impact with Key Employee insurance. Learn more about Key Person (Employee) Insurance>...

 Business Catastrophe Liability (Umbrella) Insurance

No matter how well you plan, accidents can still occur; and depending on the circumstances, the resultant claims against your business can far exceed your planned coverages. When this happens, it can put your entire business at risk unless you have an ‘umbrella’ for protection. Learn more about Business/Commercial Catastrophe Liability (Umbrella) Insurance>...

 Need more information? 

Contact us today and speak with one of our expert agents who can answer all your questions and help you sort out your insurance needs.

 Don't see the type of insurance you need? 

We are a full-service insurance agency, and we offer many other types of insurance policies to meet your needs.  Just call our office at (410) 252-8304  or request a quote

 Here in Lutherville / Timonium, Maryland, at the William M. Sparks Insurance Agency,  we want to be sure you have the complete protection needed for your business. We look forward to the opportunity to sit down with you to review your current policy coverages and discuss how we might help you meet all your insurance needs.



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William M. Sparks Insurance Agency, Inc., Insurance Services, Timonium, MD

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