William M. Sparks 1945 - 2023
My father, William (Bill) Sparks, passed away sadly but comfortably Sunday morning, surrounded by his family. He was a kind and loving man with a heart of gold. There are so many who loved him and will feel this loss – in the business world and far beyond. He would say thank you to all of his small-business customer for their support, and he would wish everyone peace and happiness. I have run the William M. Sparks Insurance Agency for many years now, and I will continue to run it just as my father did and as he would want me to do. On behalf of my family, I thank you all for your kind words, well wishes and support at this time. --- Danielle Sparks
Every winter season, the pipes in your home are at risk of damage from freezing conditions. Low temperatures can cause your pipes to freeze, and in some cases burst. Encompass Insurance offers the following tips to safeguard your home before, during and after a pipe freezes.
Many winter-related disasters can be prevented if you take a few simple steps to protect your home from freezing temperatures, snow and wind. If you have not winter-proofed your home yet, the time is now.
The Insurance Information Institute warns that more than 10 percent of all catastrophic losses are the result of winter storms. They offer the following tips:
If you have not recently done so, be sure to check with your insurance agent to be sure that your Homeowners Insurance coverage is as complete as possible and that you're still receiving the best rate available. It's too late to do so after winter weather damage occurs.
With recent temperatures into the single digits and snow bringing our daily routine to a standstill here in Maryland, Washington DC and Virginia, it’s not only unwise but unsafe to be unprepared for weather problems this winter. Be a smart driver -- brush up on these common sense rules for safe winter driving.
One more essential: Keep a Winter Driving Kit in your vehicle and stock it with a bag of sand, salt or kitty litter, ice scraper, paper towels, shovel, snow brush, warning flares, window-washing fluid, a flash light, booster cables, a blanket, gloves and a cellular phone. You’ll have the peace of mind that comes from knowing you’re prepared for an emergency.
The key to safe winter driving is to plan ahead, know your vehicle and adapt to the weather and road conditions.