Bill Sparks 2023William M. Sparks   1945 - 2023

My father, William (Bill) Sparks, passed away sadly but comfortably  Sunday morning, surrounded by his family. He was a kind and loving man with a heart of gold.  There are so many who loved him and will feel this loss –  in the business world and far beyond.  He would say thank you to all of his small-business customer for their support, and he would wish everyone peace and happiness. I have run the William M. Sparks Insurance Agency for many years now, and I will continue to run it just as my father did and as he would want me to do.  On behalf of my family, I thank you all for your kind words, well wishes and support at this time.   --- Danielle Sparks

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Group Life Insurance Benefit Plans for MD, VA, PA Businesses

In this economy, employee benefits can be a more important tool than ever for a business owner.   Workers are concerned about making ends meet and at the same time protecting their financial future.  Offering group life insurance to your employees and their dependents can help attract and retain good people.  Here at the William M. Sparks Insurance Agency in Lutherville / Timonium, Maryland (Baltimore County), we can help you establish a program that fits your company’s needs whether you are located in Maryland (MD), Virginia (VA) or Pennsylvania (PA).

Group life insurance is an employer-sponsored program for you, your employees and (optionally) their dependents.

Typically, if the program is wholly sponsored, the type of coverage will be term life insurance for which your company may pay 100% of the premium.

Group life insurance can be structured in many ways, perhaps taking the form of a voluntary insurance program for your employees who pay their premiums using a payroll deduction system that you administer.  In this type of program, it would likely be possible to offer whole life insurance as opposed to term life insurance.

Why not speak to our representatives at the William M. Sparks Insurance Agency in Timonium, MD, today and explore all the group life insurance benefit plan options available for your business? 

Just contact us for the details to get started.


The scope of your insurance coverage and options depend entirely upon the policy and the insurance company providing it.  This website is not intended to advise, offer or bind coverage.  You should always discuss your insurance issues with professionals such as a licensed and qualified insurance agent like those at the William M. Sparks Insurance Agency before making any decisions or choosing a course of action.

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William M. Sparks Insurance Agency, Inc., Insurance Services, Timonium, MD

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