Whatever your personal insurance needs, if you are located in Maryland (MD), Virginia (VA) or Pennsylvania (PA), then you can rely on the William M. Sparks Insurance Agency, here in Lutherville - Timonium, Maryland (Baltimore County), to help you find the best rates and the best terms on homeowners, renters, condo and flood insurance as well as auto, boat and motorcycle insurance for you and your family. 

The following are just some of the coverages we offer, and we invite you to contact us to discuss any other type of policy you might need, as well.

Auto Insurance

If you are like most folks, your car, truck, van or SUV is essential to your daily life. You take care of it and take care to avoid damage.  But accidents happen, and you need to know you are protected from loss. Learn more about Auto Insurance>>...

Homeowners Insurance

Your home is your castle, the place where you want to feel safe from nature’s perils; but just when we least expect it, disaster can strike.Learn more about Homeowners Insurance>>...

Condo Insurance

When your home is a condominium, no matter the building structure, would you know what questions to ask your condo association before purchasing insurance to cover your investment?  Condo owners' needs vary.  Learn more about Condominium (Condo) Insurance>>...

Renters (Tenants) Insurance

Whether you rent a house or an apartment, you will need to protect your personal property and insure against others’ claims of damage or injury.  Contrary to what some believe, your landlord’s insurance does not offer you that protection.  Learn more about Renters (Tenants) Insurance>>...

Personal Catastrophe Liability (Umbrella) Insurance

What happens if the settlement following an accident far exceeds your insurance coverage?  Although high six-figure awards are still uncommon except in corporate lawsuits, they can happen. Personal catastrophe and liability coverage is your answer.  Learn more about Personal Catastrophe Liability (Umbrella) Insurance>>...

Flood Insurance

Even if you don’t live near water, flooding can still cause significant – even devastating – damage to your home and property.  Many people believe your homeowners insurance covers such damage, but that is not so.  You need separate insurance to protect against a flood.  Learn more about Flood Insurance>>...

Boat Insurance

Your boat is an important investment – even more important when you add accessories, equipment and a trailer.  Learn more about Boat Insurance>>...

Motorcycle Insurance

When the open road calls, you and your motorcycle are ready to roll.  You will want the security of knowing that you and your ride are protected in the case of damage, accidents and theft.  Learn more about Motorcycle Insurance>>...

Need more information? 

Contact us today and speak with one of our expert agents who can answer all your questions and help you sort out your insurance needs.

Don't see the type of insurance you need? 

The William M. Sparks agency is a full-service insurance agency here in Lutherville - Timonium, MD (Baltimore County), and we offer many other types of insurance to meet your needs besides the above.  Just call our office at (410) 252-8304 or contact us online at your convenience to discuss all your insurance needs.