William M. Sparks 1945 - 2023
My father, William (Bill) Sparks, passed away sadly but comfortably Sunday morning, surrounded by his family. He was a kind and loving man with a heart of gold. There are so many who loved him and will feel this loss – in the business world and far beyond. He would say thank you to all of his small-business customer for their support, and he would wish everyone peace and happiness. I have run the William M. Sparks Insurance Agency for many years now, and I will continue to run it just as my father did and as he would want me to do. On behalf of my family, I thank you all for your kind words, well wishes and support at this time. --- Danielle Sparks
The NHTSA warns about the dramatic difference in risk between motorcycle and passenger car travel, noting that the risk of injury for motorcyclists is 400% greater than that for passenger car occupants per mile traveled. The risk for a motorcyclist fatality is 700% greater than for injury. Thus, it's clear that in terms of safety, the motorcyclist's as well as the passenger vehicle driver's attention to detail is critical.
Take a moment to learn what ERIE Insurance has shared about avoiding motocycle related accidents through maintenance, gear, and technique as they relate to motorcycle safety on the road. These tips and advice show you how to enjoy the open road with minimized risk.
ERIE also recommends that you check with your insurance agent to discuss your questions and your Motorcycle Insurance policy so that you can achieve even more peace of mind. Here at William M. Sparks Insurance Agency, we are ready to assist. Just reach out to us by phone (410-252-8304) or through our website (wsparks.com) at your convenience.
Regardless of our swimming abilities, many of us beat the heat in our backyard swimming pool as summer temperatures soar. It seems that taking advantage of a residential swimming pool is more popular than ever before. In fact, over seven million swimming pools and five million hot tubs are estimated to be in residential or public use in the United States, according to the Centers for Disease Control and Prevention (CDC). But all swimming pools – from the simplest inflatable wading pool to the most elaborate luxury in-ground variety – can present a danger, especially to children. Between 2005 and 2014, fatal, unintentional drownings in the U.S. averaged over 3500 annually. More than one out of five drowning victims was reported to be 14 years old or under.
The following safety rules will prevent accidents and decrease your potential liability exposure:
If you are planning to install a pool at your residence, it is important to consider the insurance implications as well as the safety issues. The Insurance Information Institute recommends the following:
Here at our Lutherville / Timonium, MD agency, our highly experienced William M. Sparks Insurance agents are always glad to speak with you about any insurance needs. Before you decide on a pool for your backyard, you owe it to yourself to contact us to be sure you have optimum insurance coverage. We can answer your questions, refer you to other resources, offer a no-obligation policy review and discuss your options.
Your vacation plans are made and you’re all packed and ready to go. But wait, shouldn’t you let all your online friends know that you’ll be away? The answer is a big NO. Your pre-vacation posts could make you a prime target according to the Electronics Security Association (esaweb.org) who says an estimated 75% of burglars are using social media to find targets. These criminals spend their online time trolling social media to find out whose house will be empty and when. With that knowledge, it is an easy task for them to gain access to your empty home and take their time removing all that they wish to take. In fact, burglars are known to steal higher end items if they know they have as much time as they need.
So how do you avoid being a victim of these online burglars? Following these social media safety tips will help you to protection of your property and belongings when it counts the most.
Before you leave for your vacation, take all precautions to thoroughly secure your home and property. Let a trusted neighbor know that you will be away and share your itinerary. But also have a conversation with your insurance agent to be sure that your home is sufficiently covered for any damage or theft that might occur in your absence. If you are concerned about theft of your personal data through social media, it is advisable to also explore your options for identity recovery, should you need to pursue it.
Food cooked outdoors, especially on a propane or charcoal grill in the backyard has a special appeal. But grilling outdoors can be dangerous, even deadly, unless you take precautions.
According to the National Fire Protection Association, each year, U.S. fire departments responded to an average of 8800 home fires involving grills, hibachis or barbecues. Of these fires, about started on a courtyard, terrace or patio while 29 percent started on an exterior balcony or open porch.
Nevertheless, if you are like most Americans, you too enjoy summer grilling. So, the following are some of the most important safety tips to assure that your barbecue is risk-free, whether you do a gas or charcoal grilling.
Need some help making the best meal ever on the grill?
Check out this one-stop site for your next outdoor get together.
Regardless of our swimming abilities, many of us beat the heat in our backyard swimming pool as summer temperatures soar. It seems that taking advantage of a residential swimming pool is more popular than ever before. In fact, well over 8 million U. S. households owni a pool, according to the Association of Pool and Spa Professionals.
But all swimming pools – from the simplest inflatable wading pool to the most elaborate luxury in-ground variety – can present a danger, especially to children.
The following safety rules will prevent accidents and decrease your potential liability exposure:
If you are planning to install a pool at your residence, it is important to consider the insurance implications as well as the safety issues. The Insurance Institute recommends the following: