You realize that your vehicle’s been hit and before you can step out to get the other driver’s information, their car is taking off into the distance.

An accident is considered a hit-and-run when one party flees the scene of the crash, even if it’s only a fender bender.  How you react next can play an important role in protecting yourself physically and financially.

Before you become the victim of a hit-and-run, learn what ERIE Insurance has to say -- critical details to consider before you leave the scene of the accident and what you need to know about your Auto Insurance coverage.

We can help you to explore your options and be sure that you have the right Auto Insurance coverage to protect you in the event of a hit-and-run accident.  Reach out anytime by phone at 410-252-8304 or visit our website at https://wsparks.com/life-insurance.html.  

Purchasing a life insurance policy is a smart idea for any family. But in single-parent households, the need is even more important. As a single parent, you are both the sole financial provider and primary caretaker for your children.

See what ERIE Insurance has to say about Life Insurance for Single Parents:  why it is important to name a guardian for your minor children, why it is important to provide for your debts to be covered, and all about protecting your children in the event of your death. 

Here at Sparks Insurance Agency, we can help you explore your options and to get the right coverage for you at the best rate available.  Just reach out by phone at 410-252-8304 or visit our website at https://wsparks.com/life-insurance.html.     

Unlike a car crash, vandalism is no accident — it’s an intentional act. The goal could have been to steal something from your back seat. Or maybe it was just to wreak havoc. In either case, vandalism can quickly put your car out of commission... But that doesn’t mean you’re left helpless after someone defaces your car.

See what ERIE Insurance has to say about vandalism, and find out what to do if your car is vandalized, what is covered, and more.

If your car sustains damage, whether it's a car crash or theft or something like vandalism, your agent can be your best first contact.  We are always ready to help you with information and support when you've lost the use of your vehicle.  Reach us at our Lutherville/Timonium office at 410-252-8304 or visit our website at https://wsparks.com/personal-insurance/auto-insurance.html to get more Auto Insurance details.

Picture this: You land an exciting new job with great benefits: vacation time, health insurance, 401(k)… even free lunch once a week!

They offer group life insurance, too – two times your annual salary. That sounds like a lot, right? In many cases, it might not stretch as far as you think.

Let’s say you make $50,000 per year. A benefit of $100,000 can make a big difference to your family – for a while. But through the years, could it really go the distance to pay for expenses and reflect the legacy you want to leave for your family?

Check out what ERIE Insurance has to say about four major disadvantages to relying on your group insurance alone.

Here at William Sparks Insurance Agency, our experienced agents can help you explore Life Insurance options to determine which type of life insurance and which coverage works best for your own lifestyle and circumstances.  Call us at 410-252-8304 or visit our website at https://wsparks.com/life-insurance.html for the details.

Life is always changing – which is why it’s important to review your insurance needs and make sure your coverage is keeping up with your life. Whether you’re entering adulthood or nearing retirement, you may have a need for life insurance… but understanding which policy is best for you can be confusing.

To help you find which benefits you the most, at any stage of life, let’s talk term and whole life insurance with Erie Insurance.

Reach out to us to review your current life insurance coverage and rates.  Call at 410-252-8304 or visit our website at https://wsparks.com/life-insurance.html.