As summer winds down, it seems that everyone is talking about the weather.  When it comes to natural weather disasters, nothing causes damage and destruction like a hurricane. The Atlantic Hurricane Season runs from June 1 through November 30; but, of course, as our climate changes, a hurricane can occur at any time.

If you are located in an area prone to hurricanes, then damage to your property is likely.  However, there are steps to help reduce the impact and assure that your family is safe during the storm.

Erie Insurance offers this Hurricane Prep Checklist to mitigate hurricane damage before you need it, offering tips for both before and during hurricane season as well as advice when a hurricane is imminent.

If you have not reviewed your Homeowners Insurance policy in a while, you might consider doing so to be sure that you have the most complete coverage before there is a need. 

Here at William Sparks Insurance, we are ready to help you with that review and to answer any questions.  Just call us at 410-252-8304 or contact us online at your convenience.

Whether you've decided to purchase Life Insurance because of a major milestone like buying a home or having a child or starting a new business or something else, you will need to think through your beneficiaries, consider who or what you are protecting, decide how much Life Insurance coverage you need and how much you can afford, among other things.  We know that it might be a bit intimidating and confusing at first; but we've got you covered!

We invite you to let Erie Insurance explain the details here so that you can then examine your options and arrive at a Life Insurance policy that is right for you, your family and your budget? 

Then, when you are ready, we are here to help you arrive at just the right Life Insurance policy for you, your family, and your budget.  Just call us at 410-252-8304 or contact us online so that we can answer your questions, give you peace of mind, and help you to get that policy in place.

You’ve packed everything you need and signed all the right paperwork,and you're ready to accept the keys for your newly rented home.  Whether it is an apartment or another type of dwelling. You will have a landlord who manages the building among other things and who has insurance to cover the property, but it most likely won’t cover your belongings in the event of a theft or fire. For that, you will need your own Renters Insurance policy.

Here is a list of things that Erie Insurance says you should know before you proceed, such as how to determine the value of your belongings, what deductible you should have, how much liability protection you'll need, whether you'll need any special coverages, and much more.

You might certainly have questions.  Our experienced agents here at William Sparks Insurance can help you explore your options and arrive at the right Renters Insurance Policy to meet your needs and budget.  Just call us at 410-252-8304 or contact us online at your convenience.  We look forward to assisting you.

The NHTSA warns about the dramatic difference in risk between motorcycle and passenger car travel, noting that the risk of injury for motorcyclists is 400% greater than that for passenger car occupants per mile traveled. The risk for a motorcyclist fatality is 700% greater than for injury. Thus, it's clear that in terms of safety, the motorcyclist's as well as the passenger vehicle driver's attention to detail is critical.

Take a moment to learn what ERIE Insurance has shared about avoiding motocycle related accidents through maintenance, gear, and technique as they relate to motorcycle safety on the road. These tips and advice show you how to enjoy the open road with minimized risk.

ERIE also recommends that you check with your insurance agent to discuss your questions and your Motorcycle Insurance policy so that you can achieve even more peace of mind. Here at William M. Sparks Insurance Agency, we are ready to assist. Just reach out to us by phone (410-252-8304) or through our website (wsparks.com) at your convenience.

If you are a home owner and you allow children to play on your property, then you'll want assure the safety of the area, whether you have a simple swing set or a full-blown pool and play area with trampolines, tree houses, fire pits and more. 

The Consumer Product Safety Commission tells us that more than 200,000 kids are treated in hospital ERs for playground-related injuries each year.  Checking all equipment for good working order and setting ground rules for using the area are important parts of maintaining safety.

Take a look at ERIE Insurance's Checklist for maintaining backyard safety to prevent injuries and keep your backyard a fun place to be.

Yo might have questions about liability if you are hosting the neighborhood kids or others.  We have answers for you.  Why not call us at 410-252-8304 to assure that your summer remains accident free.