If you are a home owner and you allow children to play on your property, then you'll want assure the safety of the area, whether you have a simple swing set or a full-blown pool and play area with trampolines, tree houses, fire pits and more. 

The Consumer Product Safety Commission tells us that more than 200,000 kids are treated in hospital ERs for playground-related injuries each year.  Checking all equipment for good working order and setting ground rules for using the area are important parts of maintaining safety.

Take a look at ERIE Insurance's Checklist for maintaining backyard safety to prevent injuries and keep your backyard a fun place to be.

Yo might have questions about liability if you are hosting the neighborhood kids or others.  We have answers for you.  Why not call us at 410-252-8304 to assure that your summer remains accident free.

If you have ever received a speeding ticket you might take comfort in the fact that you are not alone.  Actually, an estimated 41 million speeding tickets are issed every year in the US.  Depending on the circumstances, a speeding ticket can be expensive.  First, there is the fine which can be daunting of course. 

But then you must consider how a speeding violation can also affect your Auto Insurance costs.  Among other things, your driving records matters.  If it shows you to be a safe driver without other violations, the impact could be less.

ERIE Insurance offers answers and advice to help you avoid a rate increase if you are stopped for speeding.  

Your insurance agent can also help.  We can answer questions about how you might manage your Auto Insurance rate and options.  Reach out to us by phone at 410-252-8304 or browse our website  at your convenience.  Here at William M. Sparks Insurance Agency, we look forward to assisting you.

Whether you’re at the mall, the grocery store or even just grabbing a quick coffee, parking lots can be crazy places. With cars coming and going in many directions, the liklihood of an accident is increased.  What if you hit a parked car?  What if another car hits your parked car?  What if you collide with another vehicle while driving in a parking lot?  Would you know how to  handle these situations?

To be sure, see what ERIE Insurance has to say.  This way, you will best protect yourself if you are involved in any sort of parking lot accident.

Among other things, ERIE advises to contact your insurance agent.  We are here to answer your questions and assist anytime.  Just call us at 410-252-8304.

You realize that your vehicle’s been hit and before you can step out to get the other driver’s information, their car is taking off into the distance.

An accident is considered a hit-and-run when one party flees the scene of the crash, even if it’s only a fender bender.  How you react next can play an important role in protecting yourself physically and financially.

Before you become the victim of a hit-and-run, learn what ERIE Insurance has to say -- critical details to consider before you leave the scene of the accident and what you need to know about your Auto Insurance coverage.

We can help you to explore your options and be sure that you have the right Auto Insurance coverage to protect you in the event of a hit-and-run accident.  Reach out anytime by phone at 410-252-8304 or visit our website at https://wsparks.com/life-insurance.html.  

Purchasing a life insurance policy is a smart idea for any family. But in single-parent households, the need is even more important. As a single parent, you are both the sole financial provider and primary caretaker for your children.

See what ERIE Insurance has to say about Life Insurance for Single Parents:  why it is important to name a guardian for your minor children, why it is important to provide for your debts to be covered, and all about protecting your children in the event of your death. 

Here at Sparks Insurance Agency, we can help you explore your options and to get the right coverage for you at the best rate available.  Just reach out by phone at 410-252-8304 or visit our website at https://wsparks.com/life-insurance.html.