William M. Sparks 1945 - 2023
My father, William (Bill) Sparks, passed away sadly but comfortably Sunday morning, surrounded by his family. He was a kind and loving man with a heart of gold. There are so many who loved him and will feel this loss – in the business world and far beyond. He would say thank you to all of his small-business customer for their support, and he would wish everyone peace and happiness. I have run the William M. Sparks Insurance Agency for many years now, and I will continue to run it just as my father did and as he would want me to do. On behalf of my family, I thank you all for your kind words, well wishes and support at this time. --- Danielle Sparks
If you have ever received a speeding ticket you might take comfort in the fact that you are not alone. Actually, an estimated 41 million speeding tickets are issed every year in the US. Depending on the circumstances, a speeding ticket can be expensive. First, there is the fine which can be daunting of course.
But then you must consider how a speeding violation can also affect your Auto Insurance costs. Among other things, your driving records matters. If it shows you to be a safe driver without other violations, the impact could be less.
Your insurance agent can also help. We can answer questions about how you might manage your Auto Insurance rate and options. Reach out to us by phone at 410-252-8304 or browse our website at your convenience. Here at William M. Sparks Insurance Agency, we look forward to assisting you.
You realize that your vehicle’s been hit and before you can step out to get the other driver’s information, their car is taking off into the distance.
An accident is considered a hit-and-run when one party flees the scene of the crash, even if it’s only a fender bender. How you react next can play an important role in protecting yourself physically and financially.
Before you become the victim of a hit-and-run, learn what ERIE Insurance has to say -- critical details to consider before you leave the scene of the accident and what you need to know about your Auto Insurance coverage.
We can help you to explore your options and be sure that you have the right Auto Insurance coverage to protect you in the event of a hit-and-run accident. Reach out anytime by phone at 410-252-8304 or visit our website at https://wsparks.com/life-insurance.html.
The term “high-mileage vehicle” can sometimes be interpreted as “rust bucket” or “clunker,” but the truth is today’s vehicles are built better than ever.
A car with 100,000 miles is no longer the maximum life expectancy for a vehicle. If you keep up with routine maintenance, you could push your vehicle to well over 200,000 miles.
Talk to your Insurance agent to be sure you have the best coverage at the best rate for your high-mileage car.
Reach us at 410-252-8304 or visit https://wsparks.com/personal-insurance/auto-insurance.html for all the details.
Ask 10 people how their Auto Insurance premium is determined, and you’ll get 10 different answers. The reason that you'll get different answers is largely because of the many elements that influence the amount of your auto insurance premium. In addition to the amount of coverage and type of coverage, insurers must consider many other factors – some of which you can control but others you cannot. The relative importance and weight of these factors varies from insurer to insurer. Thus, your Auto Insurance premium will vary as well.
Just what is involved? Check out this infographic from the Insurance Information Institute to see the WHAT and the WHY of factors that impact your auto insurance premium. http://bit.ly/2XUsrCB
Before you purchase an auto insurance policy, we suggest that you consult with a trusted insurance agent who will ask the right questions and get to know you. Only then can your agent help you find the insurance policy that is right for you and explain the process involved in arriving at the amount you’ll pay.
Do you already have Auto Insurance? Then, maybe it’s time to sit down with your agent to review your current coverage and determine whether you still have the best policy for your needs at the best rate available.
Feel free to contact any of our very capable and experienced agents at the William M. Sparks Insurance Agency here in Lutherville/Timonium, MD to discuss your insurance questions. We can help you review your current insurance policy and explore your options to be sure you have the best coverage and protection according to your circumstances.
It’s that time of year when we all decide the improve ourselves. We set out New Year’s resolutions, usually designed to enhance our health or our appearance. Those are admirable goals for sure. But if you’ve been there and done that, year after year, you might be ready for something fresh – something that will polish your skills and keep you safe at the same time.
We’re talking about resolutions to become a better driver. To make it a little easier for you, click on READ MORE below for some suggested resolutions to keep you safe on the road...
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