William M. Sparks 1945 - 2023
My father, William (Bill) Sparks, passed away sadly but comfortably Sunday morning, surrounded by his family. He was a kind and loving man with a heart of gold. There are so many who loved him and will feel this loss – in the business world and far beyond. He would say thank you to all of his small-business customer for their support, and he would wish everyone peace and happiness. I have run the William M. Sparks Insurance Agency for many years now, and I will continue to run it just as my father did and as he would want me to do. On behalf of my family, I thank you all for your kind words, well wishes and support at this time. --- Danielle Sparks
Auto - Homeowners - Business Insurance for
Lutherville, Timonium & Cockeysville, Maryland
Find the best rates and the best terms on homeowners, renters, condo and flood insurance as well as auto, boat and motorcycle insurance for you and your family.
We help you create a good business/commercial insurance package designed especially to fit your industry and offer your company the best coverage.
This popular financial tool can be used for many purposes besides just paying for you final expenses, depending on the type of policy you choose.
As an independent insurance agency, we will do the research and compare a number of insurance carriers to give you the best options and rates to meet your needs.
Most businesses require a number of insurance coverages to fully protect their business from property and liability risks. These protections may be available in a single package policy, or you may need to purchase several different policies to make a custom plan that properly protects your business against loss.
Here in Lutherville / Timonium, MD, at the William M. Sparks Insurance Agency, we can help you explore your options and develop just the right insurance package to meet your unique business needs.
Some of the most common Business Insurance Packages are for:
- Retail, Professional Office, Service and Manufacturer
- Real Estate, Property Owners, Landlords
- Restaurants
- Automobile Dealers, Garages, Repair Shops, Service Stations
Basics of Business Insurance Package Plans
A business owner policy would be well suited to your business if you are seeking two important types of insurance protection: business property and general liability coverage.
- Business Property Insurance – provides protection for your building and/or business personal property (contents) from damage caused by a covered loss such as fire.
- Business General Liability Insurance – your business may need general liability and /or professional liability which pays for claims by third-parties for injury or property damage loss for which your business is found liable. It may also cover the medical expenses of third-parties injured by/on your business premises.
Optional Business Insurance Coverages
In addition to the two coverage basics, there are other insurance policies and coverage enhancements you might need to consider, depending upon the scope of your business, such as the following:
- Business interruption insurance / Loss of Rental Income
- Errors and omissions insurance
- Professional liability insurance
- Employment Practices Liability Insurance
You will find answers and assistance are just a phone call or e-mail away when you rely on the experienced representatives at the William M. Sparks Insurance Agency. We can help you assess your needs and your options. So contact us to get the protection you need today.
The scope of your insurance coverage and options depend entirely upon the policy and the insurance company providing it. This website is not intended to advise, offer or bind coverage. You should always discuss your insurance issues with professionals such as a licensed and qualified insurance agent like those at the William M. Sparks Insurance Agency before making any decisions or choosing a course of action.
Use the links below to visit your insurance carrier online and get policy service, if you prefer. But, if you have difficulty contacting the company or submitting online, please contact our office so that we may help you.
ERIE INSURANCE GROUP
View a Policy Summary and/or print a temporary Auto ID Card.
PROGRESSIVE INSURANCE COMPANY
Update your policy, view vehicle information and more.
FARMERS INSURANCE COMPANY
Log-in to view or change your policy, track claim status, print auto insurance ID card.
FOREMOST INSURANCE COMPANY
Log-in to check your auto or home policy online.
TRAVELERS INSURANCE COMPANY
Call 866.336.2077 or visit the Travelers Insurance website for details.
SAFECO INSURANCE COMPANY
Visit the website and log-in to manage your account.
Contact the William M. Sparks Insurance Agency
If you wish to change your insurance policy or receive other policy services, you may certainly call your Sparks Insurance agent (410-252-8304) at your convenience during normal business hours, or call our office after business hours to leave a voice mail message to receive a response the following business day. Or you may e-mail our office, contact us right here on the website or use our Customer Service Forms to request policy services.
Address:
22 West Padonia Road
Suite B-329
Timonium, MD 21093
Telephone:
Local (410) 252-8304
Toll Free (800) 393-9396
Fax (410) 252-6387
Office Hours
Monday – Friday 8:30 – 4:30
Evenings and Saturdays
by appointment
This email address is being protected from spambots. You need JavaScript enabled to view it.
You can use the form below to contact us online.
Information about our Organization and Web site
Modern information and communication technologies play a fundamental role in the activities of an organization like William M. Sparks Insurance Agency. We are based in USA .
Our principal activity is: Insurance
Our privacy policy covers William M. Sparks Insurance Agency and its Web site:
| Organization Name: | William M. Sparks Insurance Agency |
| Address: | 22 West Padonia Road Suite B-329 |
| City, Zip: | Timonium, 21093 |
| State: | MD |
| Country: | USA |
| Controller: | William M. Sparks Insurance Agency |
| Web Sites(s): | http://www.wsparks.com |
Providing Visitors with Anonymous Access
You can access our Web site home page and browse our site without disclosing your personal data.
The services and links of our Web site
Our Web site does not enable our visitors to communicate with other visitors or to post information to be accessed by others.
Our Web site does not include links to third party Web service providers.
Automatic Collection of Information
We automatically log personal data by means such as programming or we link information automatically logged by such means with personal data about specific individuals. We do so for the following purposes: customer service, insurance quotations and policy administration.
We do not use cookies to store personal data nor do we link non-personal information stored in cookies with personal data about specific individuals.
Data Collection and Purpose Specification
We collect the personal data that you may volunteer while using our services.
We may also collect information about you from other sources, such as public records or bodies, or private organizations.
We do not collect or use personal data for any purpose other than for the purposes of providing insurance quotes and policy administration.
If we wish to use your personal data for new purposes, we will notify you before such use occurs and we offer you the means to consent to those new purposes:
- by sending an email as listed on the contact us page of this website
- by visiting our website and completing the Contact Us Form
- by calling the telephone number listed on the contact us page of this website
Any information collected as part of SMS consent, phone numbers, will not be shared with third parties or affiliates for marketing purposes.
Consent for SMS Communication
.Information obtained as a part of the SMS consent process will not be shared with third parties.
Types of SMS Communications
If you have consented to receive text messages from William. M Sparks Insurance Agency you may receive text message related to insurance servoices per your request.
Below are examples
Customers and guest: Updates regarding your orders, deliveries, or other relevant information.
Job Applicants: Information about you application status, onboarding materials, or other employment-related updates.
Standard Messaging Disclosure
The SMS frequency may vary. Data rates may apply.
You can opt-out at any time by texting "STOP"
For assistance, text "HELP" or visit our Privacy Policy at https://wsparks.com/privacy-statement.html and Terms of Use at https://wsparks.com/terms-of-use.html
Disclosure and Visitor Choice
Any information collected as part of SMS consent, phone numbers, will not be shared with third parties or affiliates for marketing purposes.
Where we disclose your personal data for purposes which are different from those mentioned above, we offer you the opportunity to consent to disclosure.
Confidentiality / Security
We employ an encrypted transmission method to send us the following types of personal data:
- primary personal data (such as name and contact details)
- other personal and profiling data (such as physical description, leisure activities)
- specific personal data (such as racial or ethnic origin, religious beliefs, medical data)
We have implemented security policies, rules and technical measures to protect the personal data that we have under our control from:
- unauthorized access
- improper use or disclosure
- unauthorized modification
- unlawful destruction or accidental loss
All our employees and data processors, who have access to, and are associated with the processing of personal data, are obliged to respect the confidentiality of our visitors' personal data.
We ensure that your personal data will not be disclosed to State institutions and authorities except if required by law or other regulation.
Access to the personal data we may hold about you
You can ask us whether we are keeping personal data about you by:
- by sending an email as listed on the contact us page of this website
- by calling the telephone number listed on the contact us page of this website
Upon request, which you can indicate by:
- by sending an email as list on the contact us page of this website
We will provide you with a readable copy of the personal data which we keep about you - although we may require proof of your identity before sending such information.
We will provide the information without any charge.
We allow you to challenge the data that we hold about you and, where appropriate, you may have the data rectified or amended
Privacy Support
If you have an enquiry or concern about our privacy policy, please contact:
| Organization Name: | William M. Sparks Insurance Agency |
| Address: | 22 West Padonia Road Suite B-329 |
| City, Zip: | Timonium, 21093 |
| State: | MD |
| Country: | USA |
| Controller: | William M. Sparks Insurance Agency |
| Web Sites(s): | http://www.wsparks.com |
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