Auto - Homeowners - Business Insurance for
Lutherville, Timonium & Cockeysville, Maryland

Address:
22 West Padonia Road
Suite B-329
Timonium, MD 21093

Telephone:
Local (410) 252-8304
Toll Free (800) 393-9396
Fax (410) 252-6387

Office Hours
Monday – Friday 8:30 – 4:30
Evenings and Saturdays
by appointment

This email address is being protected from spambots. You need JavaScript enabled to view it.

You can use the form below to contact us online.

Information about our Organization and Web site

Modern information and communication technologies play a fundamental role in the activities of an organization like William M. Sparks Insurance Agency. We are based in USA .

Our principal activity is: Insurance

Our privacy policy covers William M. Sparks Insurance Agency and its Web site: 

Providing Visitors with Anonymous Access

You can access our Web site home page and browse our site without disclosing your personal data.

The services and links of our Web site

Our Web site does not enable our visitors to communicate with other visitors or to post information to be accessed by others.

Our Web site does not include links to third party Web service providers.

Automatic Collection of Information

We automatically log personal data by means such as programming or we link information automatically logged by such means with personal data about specific individuals. We do so for the following purposes: customer service, insurance quotations and policy administration.

We do not use cookies to store personal data nor do we link non-personal information stored in cookies with personal data about specific individuals.

Data Collection and Purpose Specification

We collect the personal data that you may volunteer while using our services.

We may also collect information about you from other sources, such as public records or bodies, or private organizations.

We do not collect or use personal data for any purpose other than for the purposes of providing insurance quotes and policy administration.

If we wish to use your personal data for new purposes, we will notify you before such use occurs and we offer you the means to consent to those new purposes:

• by sending an email as listed on the contact us page of this website
• by visiting our website and completing the Contact Us Form
• by calling the telephone number listed on the contact us page of this website

Disclosure and Visitor Choice

We do not disclose your personal data to our subsidiaries or other organizations.

Where we disclose your personal data for purposes which are different from those mentioned above, we offer you the opportunity to consent to disclosure.

Confidentiality / Security

We employ an encrypted transmission method to send us the following types of personal data:

• primary personal data (such as name and contact details)
• other personal and profiling data (such as physical description, leisure activities)
• specific personal data (such as racial or ethnic origin, religious beliefs, medical data)

We have implemented security policies, rules and technical measures to protect the personal data that we have under our control from:

• unauthorized access
• improper use or disclosure
• unauthorized modification
• unlawful destruction or accidental loss

All our employees and data processors, who have access to, and are associated with the processing of personal data, are obliged to respect the confidentiality of our visitors' personal data.

We ensure that your personal data will not be disclosed to State institutions and authorities except if required by law or other regulation.

Access to the personal data we may hold about you

You can ask us whether we are keeping personal data about you by:

• by sending an email as listed on the contact us page of this website
• by calling the telephone number listed on the contact us page of this website

Upon request, which you can indicate by:

• by sending an email as list on the contact us page of this website

We will provide you with a readable copy of the personal data which we keep about you - although we may require proof of your identity before sending such information.

We will provide the information without any charge.

We allow you to challenge the data that we hold about you and, where appropriate, you may have the data rectified or amended

Privacy Support

If you have an enquiry or concern about our privacy policy, please contact:

1  Acceptance The Use Of William M. Sparks Inurance Agency website. Your access to and use of William M. Sparks Inurance Agency website is subject exclusively to these Terms and Conditions. You will not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions. By using the Website you are fully accepting the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms and Conditions you must immediately stop using the Website.

2  Credit card details

William M. Sparks Inurance Agency will never ask for Credit Card details and request that you do not enter it on any of the forms on the William M. Sparks Inurance Agency website.

3  Advice

The contents of William M. Sparks Inurance Agency website do not constitute advice and should not be relied upon in making or refraining from making, any decision.

4  Change of Use

William M. Sparks Inurance Agency reserves the right to:

4.1  change or remove (temporarily or permanently) the Website or any part of it without notice and you confirm that William M. Sparks Inurance Agency shall not be liable to you for any such change or removal.

4.2  change these Terms and Conditions at any time, and your continued use of the Website following any changes shall be deemed to be your acceptance of such change.

5  Links to Third Party Websites

William M. Sparks Inurance Agency website may include links to third party websites that are controlled and maintained by others. Any link to other websites is not an endorsement of such websites and you acknowledge and agree that we are not responsible for the content or availability of any such sites.

6  Copyright

6.1  All copyright, trade marks and all other intellectual property rights in the Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to William M. Sparks Inurance Agency or otherwise used by William M. Sparks Inurance Agency as permitted by law.

6.2  In accessing the Website you agree that you will access the content solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.

7  Disclaimers and Limitation of Liability

7.1  The Website is provided on an AS IS and AS AVAILABLE basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.

7.2  To the extent permitted by law, William M. Sparks Inurance Agency will not be liable for any indirect or consequential loss or damage whatever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the Website.

7.3 William M. Sparks Inurance Agency makes no warranty that the functionality of the Website will be uninterrupted or error free, that defects will be corrected or that the Website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.

7.4  Nothing in these Terms and Conditions shall be construed so as to exclude or limit the liability of William M. Sparks Inurance Agency for death or personal injury as a result of the negligence of William M. Sparks Inurance Agency or that of its employees or agents.

8  Indemnity

You agree to indemnify and hold William M. Sparks Inurance Agency and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against William M. Sparks Inurance Agency arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this Website.

9  Severance

If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.

10  Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the law of USA and you hereby submit to the exclusive jurisdiction of the USA courts.

For any further information please contact us.