Bill Sparks 2023William M. Sparks   1945 - 2023

My father, William (Bill) Sparks, passed away sadly but comfortably  Sunday morning, surrounded by his family. He was a kind and loving man with a heart of gold.  There are so many who loved him and will feel this loss –  in the business world and far beyond.  He would say thank you to all of his small-business customer for their support, and he would wish everyone peace and happiness. I have run the William M. Sparks Insurance Agency for many years now, and I will continue to run it just as my father did and as he would want me to do.  On behalf of my family, I thank you all for your kind words, well wishes and support at this time.   --- Danielle Sparks

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Home Insurance from William M. Sparks Independent Insurance Agency
Home Insurance from William M. Sparks Independent Insurance Agency
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Auto Insurance from William M. Sparks Independent Insurance Agency
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Auto - Homeowners - Business Insurance for
Lutherville, Timonium & Cockeysville, Maryland


PERSONAL INSURANCE
Find the best rates and the best terms on homeowners, renters, condo and flood insurance as well as auto, boat and motorcycle insurance for you and your family.
BUSINESS INSURANCE
We help you create a good business/commercial insurance package designed especially to fit your industry and offer your company the best coverage.
LIFE INSURANCE
This popular financial tool can be used for many purposes besides just paying for you final expenses, depending on the type of policy you choose.
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As an independent insurance agency, we will do the research and compare a number of insurance carriers to give you the best options and rates to meet your needs.

 

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 Personal Insurance Policy Coverage for MD, VA, PA

Whatever your personal insurance needs, if you are located in Maryland (MD), Virginia (VA) or Pennsylvania (PA), then you can rely on the William M. Sparks Insurance Agency, here in Lutherville - Timonium, Maryland (Baltimore County), to help you find the best rates and the best terms on homeowners, renters, condo and flood insurance as well as auto, boat and motorcycle insurance for you and your family. 

The following are just some of the coverages we offer, and we invite you to contact us to discuss any other type of policy you might need, as well.

Auto Insurance

If you are like most folks, your car, truck, van or SUV is essential to your daily life. You take care of it and take care to avoid damage.  But accidents happen, and you need to know you are protected from loss. Learn more about Auto Insurance>>...

Homeowners Insurance

Your home is your castle, the place where you want to feel safe from nature’s perils; but just when we least expect it, disaster can strike.Learn more about Homeowners Insurance>>...

Condo Insurance

When your home is a condominium, no matter the building structure, would you know what questions to ask your condo association before purchasing insurance to cover your investment?  Condo owners' needs vary.  Learn more about Condominium (Condo) Insurance>>...

Renters (Tenants) Insurance

Whether you rent a house or an apartment, you will need to protect your personal property and insure against others’ claims of damage or injury.  Contrary to what some believe, your landlord’s insurance does not offer you that protection.  Learn more about Renters (Tenants) Insurance>>...

Personal Catastrophe Liability (Umbrella) Insurance

What happens if the settlement following an accident far exceeds your insurance coverage?  Although high six-figure awards are still uncommon except in corporate lawsuits, they can happen. Personal catastrophe and liability coverage is your answer.  Learn more about Personal Catastrophe Liability (Umbrella) Insurance>>...

Flood Insurance

Even if you don’t live near water, flooding can still cause significant – even devastating – damage to your home and property.  Many people believe your homeowners insurance covers such damage, but that is not so.  You need separate insurance to protect against a flood.  Learn more about Flood Insurance>>...

Boat Insurance

Your boat is an important investment – even more important when you add accessories, equipment and a trailer.  Learn more about Boat Insurance>>...

Motorcycle Insurance

When the open road calls, you and your motorcycle are ready to roll.  You will want the security of knowing that you and your ride are protected in the case of damage, accidents and theft.  Learn more about Motorcycle Insurance>>...

Need more information? 

Contact us today and speak with one of our expert agents who can answer all your questions and help you sort out your insurance needs.

Don't see the type of insurance you need? 

The William M. Sparks agency is a full-service insurance agency here in Lutherville - Timonium, MD (Baltimore County), and we offer many other types of insurance to meet your needs besides the above.  Just call our office at (410) 252-8304 or contact us online at your convenience to discuss all your insurance needs.

Pay Your Premium

Now you can pay your insurance premium right here if your insurance carrier is listed below.

No need to keep track of phone numbers and addresses for each company that you use.  Just scroll down below to select the appropriate insurance company to make a payment. 

Of course, if you have difficulty connecting or would like further help for any reason, our representatives here at the William M. Sparks Insurance Agency are always glad to assist.  Just contact us to get help.

ERIE INSURANCE GROUP

Pay your Erie Insurance Group premium online,

or call ERIE Customer Service at 800-458-0811 X3000 to pay by telephone.


FARMERS INSURANCE COMPANY

Pay your Farmers Insurance Company premium online,

or call 888-327-6335 to pay by telephone.


FOREMOST INSURANCE COMPANY

Visit their website and select Make a Payment (have your policy number handy).


PROGRESSIVE INSURANCE COMPANY

Pay your Progressive Insurance Company premium online. 


TRAVELERS INSURANCE

Pay your Travelers Insurance Company premium as an Individual or as a Business.

Insurance Policy Service Forms

Need to change your auto or home insurance policy or get proof of insurance? 

Now you can do just that right here online.  Just select the service option you need and complete the brief form that displays. When we receive your request for a policy change, we will get back to you right way.

Please note that no coverage or policy change will be effective until our agency communicates with you and confirms that the change has taken place.
•   Add a Driver

•   Remove a Driver

•   Request an Auto ID Card

•   Add/Remove Auto

•   Add/Remove Payee/Mortgagee

•   Request a Certificate of Insurance

•   Request Evidence of Insurance (Homeowners Policy)

sparks header contact

When you are a policyholder with the William M. Sparks Insurance Agency, we are committed to seeing that you are able to file any insurance claim as easily and quickly as possible.  If you experience a loss, feel free to contact us so that we may help in your time of need. Your agent can explain the claims process and offer suggestions to help expedite your claim.  Note:  If you are contacting us during non-business hours, we will contact you on the next business day. 

Should You Contact Your Insurance Company Directly?

It could be to your benefit to call your William M. Sparks Insurance agent (410) 252-8304 during normal business hours to report all claims, or call our office after business hours to leave a voice mail message unless you have an emergency claim situation. However, depending upon your circumstances, you might wish to contact your insurance company directly.  As an independent agency, we represent many insurance carriers; and each company has its own guidelines for filing claims.  It is a good idea to consult your policy to be sure you are notifying the correct company.  You may use the following links and telephone numbers to submit your claim to your insurance carrier. Just browse the list below and find your insurance company. Then follow the links/instructions provided.  If you have difficulty contacting the company or submitting online, please contact our office directly so that we may help you.

ERIE INSURANCE GROUP

PROGRESSIVE INSURANCE COMPANY

Report your claim by phone at 1-800-776-4737 or visit their website

FARMERS INSURANCE COMPANY  

Report your claim by phone 1-800-435-7764.

FOREMOST INSURANCE GROUP

Report your claim by telephone at  1-800-527-3907 or visit their website.

SAFECO INSURANCE

Call (800) 332-3226 to report a claim, 24 hours a day, seven days a week.

TRAVELERS INSURANCE

Visit their website to submit your claim online or get further information.

Our Carriers


William M. Sparks Insurance Agency, Inc., Insurance Services, Timonium, MD

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