William M. Sparks 1945 - 2023
My father, William (Bill) Sparks, passed away sadly but comfortably Sunday morning, surrounded by his family. He was a kind and loving man with a heart of gold. There are so many who loved him and will feel this loss – in the business world and far beyond. He would say thank you to all of his small-business customer for their support, and he would wish everyone peace and happiness. I have run the William M. Sparks Insurance Agency for many years now, and I will continue to run it just as my father did and as he would want me to do. On behalf of my family, I thank you all for your kind words, well wishes and support at this time. --- Danielle Sparks
Auto - Homeowners - Business Insurance for
Lutherville, Timonium & Cockeysville, Maryland
Find the best rates and the best terms on homeowners, renters, condo and flood insurance as well as auto, boat and motorcycle insurance for you and your family.
We help you create a good business/commercial insurance package designed especially to fit your industry and offer your company the best coverage.
This popular financial tool can be used for many purposes besides just paying for you final expenses, depending on the type of policy you choose.
As an independent insurance agency, we will do the research and compare a number of insurance carriers to give you the best options and rates to meet your needs.
Insurance Apps for Smart Phones
Now you can have your insurance company with you wherever you go to check out your account and your insurance policy for auto, home, life, business coverage as well as to file a claim directly from your Android, iPhone or perhaps other mobile device.
Just find your insurance company below and click to get the details and to download the app.
Insurance Apps for iPhone
Insurance Apps for Android
Farmers Insurance (Account App)
Insurance Related Tools and Calculators for Consumers
Our expert agents here at the William M. Sparks Insurance Agency in Timonium, Maryland, are always seeking to assist you in managing your insurance needs and providing you with the best coverage at the best rate. So we have provided the following insurance calculators and tools to help you assess your circumstances. After you have used the tools, we look forward to answering your questions and discussing your findings. Please contact us anytime.
Life Insurance Calculator
This online tool will help you decide whether you need life insurance and , if so, how much coverage you should purchase. (Courtesy of Erie Insurance Group)
Disability Insurance Needs Calculator
An online tool to help you decide what your needs are, should you become disabled. Use this calculator to determine how much disability insurance you need.
Household Inventory (PDF)
Print this brochure and checklist. Then complete it to record a list of all your household items. Store it in a safe place with your other important papers, but review it regularly, changing it as necessary to keep it current. (Provided courtesy of Erie Insurance Group)
Insurance-Related Links for Consumers
We here at the William M. Sparks Insurance Agency in Timonium, Maryland, have provided the following safety and consumer links for your use as you manage your home and insurance portfolio and strive to keep your family safe. Please check back frequently to see other insurance-related links as they become available. If you know of any links that you suggest we share here on this website, please contact us.
Top Vehicle Safety Picks for 2010
If you are considering buying a new car, review this list from the Insurance Institute for Highway Safety before making your decision. It might help protect you and your family on the road.
National Highway Traffic Safety Administration
This consumer safety website has a wealth of information about relevant and timely risks and issues that will help you maximize your family's safety while on the road.
Distracted Drivers
You will be surprised, possibly shocked, at the number of impaired drivers who are busy with other tasks -- by far the most dangerous is texting or talking on cell phones as they drive. The accident rate and fatalities will alarm you. This website also shows the latest counteractive measures, provides advice to avoid accidents, and more.
National Safety Council
This website offers a wealth of advice and information about safety in the workplace, at home and at school.
National Weather Service
This website is a clearinghouse of information and current reports on weather issues, from tornadoes, thurnderstorms, hurricanes and much more.
National Flood Insurance Program (FEMA)
This website addresses the flood insurance program that is administered by the Federal Emergency Management Administration (FEMA) and provides details of coverage, etc. for your reference.
National Crime Prevention Council
A website that will be helpful in protecting you from identity theft. It addresses many other topics as well, depending upon your interest.
U. S. Consumer Products Safety Commission
This website provides helpful information to help you avoid being the victim of consumer fraud.
U.S. Fire Administration
The website provides lots of helpful information to help you protect your home and family from fire.
National Fire Protection Association
A consumer oriented website that offers resources and information to help you stay safe from the dangers of fire.
Home Safety Council
A website that offers resources and information to help you keep your home safe.
Direct Marketing Association
This website will assist you if you wish to remove your name from marketing lists and should be used as a part of your efforts to recover from or protect against identity theft.
Privacy Rights Clearinghouse on Identity Theft
This website will provide resources and information thatwill be important to you if your issue is identity theft.
The following three links will provide you with a free credit report:
Equifax
Experian
Trans Union
Occupational Safety & Health Administration (OSHA)
This website is for small or large businesses as well as workers who wish to research any sort of health and/or safety issue.
By coming to the William M. Sparks Insurance Agency, you have the advantage of working with an independent insurance agency. That means, when you request a quote, our agents here in Lutherville - Timonium, Maryland, will do the research and compare a number of insurance carriers to give you the best options and rates to meet your needs whether you are located in Maryland (MD), Pennsylvania (PA) or Virginia (VA). .
So please select the type of insurance you need, below, and complete as much of the information as possible on the request form that follows. When we receive it, we'll get right on it and then back to you as soon as possible.
Of course, if you prefer, we'd be glad to have you call our office for quicker results or contact us online.
- Automobile Insurance Quote
- Boat Insurance Quote
- Business / Commercial Insurance Quote
- Homeowners Insurance Quote
- Life Insurance Quote
- Renters Insurance Quote
- Condominium Insurance Quote
If you prefer, request a Quick Quote for any type(s) of insurance and/or arrange for a no-obligation policy review to compare your current rates.
FILE AN INSURANCE CLAIM
As an independent agency, we represent many companies, and each insurance company has guidelines for filing claims. Our guide to filing your insurance claim will let you know exactly who to contact no matter which insurance carrier you have. You can also file your claims online if your insurance company accepts them. If you have difficulty, please contact your William M. Sparks Insurance agent at any time.
PAY YOUR INSURANCE POLICY PREMIUM
Just look for your insurance company and follow the link to pay your premium online; but if you do have difficulty, please contact our office directly so that we may assist you.
CUSTOMER SERVICE FORMS
Do you need to change your auto or home insurance policy or get proof of insurance? Now you can manage your policy right here on our website. Just select the service option you need and complete the brief form that displays. When we receive your request for a policy change, we will get back to you right away. Please note that no coverage or policy change will be effective until our agency communicates with you and confirms that the change has taken place.
MANAGE YOUR ACCOUNT WITH YOUR INSURANCE CARRIER ONLINE
Using our website, you may manage your insurance account with your insurance carrier to view your policy, create a profile, obtain a certificate of insurance, print a temporary insurance ID card, track the status of a claim, and much more, depending upon your carrier's online capabilities.
SUBSRIBE TO OUR NEWSLETTER
Keep up with the latest news and products offered bu the William M. Sparks Insurance Agency.
CUSTOMER REFERRAL PROGRAM
Now, we’ve found a way to say thank you for your referrals: Our new Sparks Insurance Referral Program.
PERSONAL SERVICE FROM YOUR WILLIAM M. SPARKS INSURANCE AGENT
Our goal is to establish a relationship, a partnership, between you, the insurance company and our agency. When you are our policyholder, you are treated as an individual with a name and not as just a policy number. We strive to have one agent serve all your needs, starting with your first contact for a quote through all the many changes in your life that require adjustment to your insurance coverages.
We are a full-service, independent insurance agency serving the residents and business of Maryland (MD), Virginia (VA) and Pennsylvania (PA) since 1981. If you are in the Lutherville/Timonium area, why not stop by our comfortable office on Padonia Road?
In fact, no matter where you are located in our service area, our insurance agents and staff are glad to help you at your convenience. So, feel free to contact us with your questions or to discuss your current policy or insurance needs.
What Insurance Carriers do we Work With?
We help you meet your coverage needs through our relationships with a variety of the best insurance carriers in the business including Erie as well as Progressive, AIC, Foremost and Chesapeake Employers Insurance, to name a few. Having access to a diverse group of excellent insurance carriers allows us to tailor just the right personal, commercial or financial insurance policy or program to best match your price and protection requirements.
How Can we Help You?
Whether you seek personal vehicle or commercial auto insurance (to cover your car, truck or SUV), home insurance (as a homeowner, renter/tenant, condominium (condo) owner), commercial packages for business owners, liability protection for business, financial insurance programs (like life insurance) or some other insurance such as coverage for flood or catastrophe liability (umbrella) insurance, why not request an online rate quote or contact one of our experienced agents about reviewing your current coverage or discussing your insurance needs?
Our staff of professional agents will advise you about any insurance issue you may have. If you live in or conduct your business in MD, VA or PA, why not contact us for help in reviewing your current insurance coverage and assistance with all your insurance needs?
Our History
I formed the William M. Sparks Insurance Agency in October 1981. It was started in a room in my home in Sykesville. My wife and I were very much interested in establishing a business which would have the idea of being helpful in the insurance industry. We thought of extending the "Golden Rule" to the business and have our policyholders give us feedback on how we could improve.
While some things have changed over the years our agency still tries to improve its position in the business world and also its service to our customers. We want to try to help all who come to our agency with a personal touch and concern. While our agency is not the largest agency in the business we feel that our service is always the best. We provide personalized service, return telephone calls, the same person to talk with and 24 hour claims service via "800" numbers to the companies. We hope to see you come to our agency.
What Our Customers Are Saying... (4)
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