William M. Sparks 1945 - 2023
My father, William (Bill) Sparks, passed away sadly but comfortably Sunday morning, surrounded by his family. He was a kind and loving man with a heart of gold. There are so many who loved him and will feel this loss – in the business world and far beyond. He would say thank you to all of his small-business customer for their support, and he would wish everyone peace and happiness. I have run the William M. Sparks Insurance Agency for many years now, and I will continue to run it just as my father did and as he would want me to do. On behalf of my family, I thank you all for your kind words, well wishes and support at this time. --- Danielle Sparks
Auto - Homeowners - Business Insurance for
Lutherville, Timonium & Cockeysville, Maryland
Find the best rates and the best terms on homeowners, renters, condo and flood insurance as well as auto, boat and motorcycle insurance for you and your family.
We help you create a good business/commercial insurance package designed especially to fit your industry and offer your company the best coverage.
This popular financial tool can be used for many purposes besides just paying for you final expenses, depending on the type of policy you choose.
As an independent insurance agency, we will do the research and compare a number of insurance carriers to give you the best options and rates to meet your needs.
If you are in business, you know the value of a good business / commercial insurance package designed especially to fit your industry and your company. Here at the William M. Sparks Agency in Lutherville - Timonium, Maryland (Baltimore County), we will help you create that package, including the basic coverages every business needs as well as any of many additional special coverages if you need them. We serve businesses in Maryland (MD), Virginia (VA) and Pennsylvania (PA).
Just select any of the following coverages to learn more about it, or contact us if you are seeking something other than those listed.
Business Owners Insurance Policy
Business insurance is usually a bundle of coverages starting with the basics of general liability and commercial property protection. Your custom designed protection plan will build from there to best protect your particular type of business from the many general risks, to those that might be unique to your industry. Whether you are in sales or service, or are a retailer, property investor or manager, professional services office, restaurant or automobile repair shop, or some other line of business, this is the place to start. Learn more about a Business Owners Insurance Policy>...
General Liability & Contractors Liability Insurance
Some businesses, like contractors, need liability protection against damages arising as a result of your operation or insured location. General Liability protection would follow you and your employees to your work sites. Learn more about General Liability and Contractors Liability Insurance>>...
Business Auto / Commercial Vehicle Insurance
Covering your business vehicles against losses is an important part of your business insurance portfolio. Many variations and options exist to assure that you have the right coverage on your vehicles for your particular operation. Learn more about Business Auto / Commercial Vehicle Insurance>...
Workers Compensation (Comp) Insurance for Injured Workers
Making your workplace safe is certainly one of your top priorities. Even so, accidents happen. Having Workers Compensation insurance protects your company from litigation and covers injured workers’ expenses. Learn more about Workers Compensation (Comp) Insurance>...
Group Life Insurance Coverage Benefit Plans
In this economy, employee benefits can be a more important tool than ever for a business owner. Workers are concerned about making ends meet and at the same time protecting their financial future. Offering group life insurance to your employees and their dependents can help attract and retain good people. Learn more about Group Life Insurance Benefit Plans>...
Key Person / Employee Insurance
As a business owner, you work hard to stand out and be competitive in your market; and the trustworthiness of your employees is an important part of making that happen. So when you lose one of those key employees, particular through death, the impact on your business can be substantial. You can protect against that impact with Key Employee insurance. Learn more about Key Person (Employee) Insurance>...
Business Catastrophe Liability (Umbrella) Insurance
No matter how well you plan, accidents can still occur; and depending on the circumstances, the resultant claims against your business can far exceed your planned coverages. When this happens, it can put your entire business at risk unless you have an ‘umbrella’ for protection. Learn more about Business/Commercial Catastrophe Liability (Umbrella) Insurance>...
Need more information?
Contact us today and speak with one of our expert agents who can answer all your questions and help you sort out your insurance needs.
Don't see the type of insurance you need?
We are a full-service insurance agency, and we offer many other types of insurance policies to meet your needs. Just call our office at (410) 252-8304 or request a quote.
Here in Lutherville / Timonium, Maryland, at the William M. Sparks Insurance Agency, we want to be sure you have the complete protection needed for your business. We look forward to the opportunity to sit down with you to review your current policy coverages and discuss how we might help you meet all your insurance needs.
Whatever your personal insurance needs, if you are located in Maryland (MD), Virginia (VA) or Pennsylvania (PA), then you can rely on the William M. Sparks Insurance Agency, here in Lutherville - Timonium, Maryland (Baltimore County), to help you find the best rates and the best terms on homeowners, renters, condo and flood insurance as well as auto, boat and motorcycle insurance for you and your family.
The following are just some of the coverages we offer, and we invite you to contact us to discuss any other type of policy you might need, as well.
Auto Insurance
If you are like most folks, your car, truck, van or SUV is essential to your daily life. You take care of it and take care to avoid damage. But accidents happen, and you need to know you are protected from loss. Learn more about Auto Insurance>>...
Homeowners Insurance
Your home is your castle, the place where you want to feel safe from nature’s perils; but just when we least expect it, disaster can strike.Learn more about Homeowners Insurance>>...
Condo Insurance
When your home is a condominium, no matter the building structure, would you know what questions to ask your condo association before purchasing insurance to cover your investment? Condo owners' needs vary. Learn more about Condominium (Condo) Insurance>>...
Renters (Tenants) Insurance
Whether you rent a house or an apartment, you will need to protect your personal property and insure against others’ claims of damage or injury. Contrary to what some believe, your landlord’s insurance does not offer you that protection. Learn more about Renters (Tenants) Insurance>>...
Personal Catastrophe Liability (Umbrella) Insurance
What happens if the settlement following an accident far exceeds your insurance coverage? Although high six-figure awards are still uncommon except in corporate lawsuits, they can happen. Personal catastrophe and liability coverage is your answer. Learn more about Personal Catastrophe Liability (Umbrella) Insurance>>...
Flood Insurance
Even if you don’t live near water, flooding can still cause significant – even devastating – damage to your home and property. Many people believe your homeowners insurance covers such damage, but that is not so. You need separate insurance to protect against a flood. Learn more about Flood Insurance>>...
Boat Insurance
Your boat is an important investment – even more important when you add accessories, equipment and a trailer. Learn more about Boat Insurance>>...
Motorcycle Insurance
When the open road calls, you and your motorcycle are ready to roll. You will want the security of knowing that you and your ride are protected in the case of damage, accidents and theft. Learn more about Motorcycle Insurance>>...
Need more information?
Contact us today and speak with one of our expert agents who can answer all your questions and help you sort out your insurance needs.
Don't see the type of insurance you need?
The William M. Sparks agency is a full-service insurance agency here in Lutherville - Timonium, MD (Baltimore County), and we offer many other types of insurance to meet your needs besides the above. Just call our office at (410) 252-8304 or contact us online at your convenience to discuss all your insurance needs.
Need to change your auto or home insurance policy or get proof of insurance?
Now you can do just that right here online. Just select the service option you need and complete the brief form that displays. When we receive your request for a policy change, we will get back to you right way.
Please note that no coverage or policy change will be effective until our agency communicates with you and confirms that the change has taken place.
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No need to keep track of phone numbers and addresses for each company that you use. Just scroll down below to select the appropriate insurance company to make a payment.
Of course, if you have difficulty connecting or would like further help for any reason, our representatives here at the William M. Sparks Insurance Agency are always glad to assist. Just contact us to get help.
ERIE INSURANCE GROUP
Pay your Erie Insurance Group premium online,
or call ERIE Customer Service at 800-458-0811 X3000 to pay by telephone.
FARMERS INSURANCE COMPANY
Pay your Farmers Insurance Company premium online,
or call 888-327-6335 to pay by telephone.
FOREMOST INSURANCE COMPANY
Visit their website and select Make a Payment (have your policy number handy).
PROGRESSIVE INSURANCE COMPANY
Pay your Progressive Insurance Company premium online.
TRAVELERS INSURANCE
Pay your Travelers Insurance Company premium as an Individual or as a Business.
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