An Erie Insurance agent providing insurance quotes and service to Maryland residents to insure their car, home, business, life and more.

 
As an agent of Erie Insurance - Maryland since 1981, we at the William M. Sparks Insurance Agency welcome the opportunity to serve Maryland residents by fulfilling their car, home, renters, condo, life and business insurance needs. In addition to the family of companies that comprise the ERIE Insurance Group, we also represent other leading insurance companies and carriers like Drive Insurance from Progressive^SM so that we can offer you the best competitive rates at all times. And for the collector, we now offer classic and antique car coverage through Hagerty Insurance. In addition, we can help with your long term care insurance needs.

We are also now licensed with Zurich America to provide Life Insurance and Business Insurance. Zurich America specializes in Builder's Risk for small to very large construction companies.

AUTO INSURANCE

As a Maryland resident, you need car insurance as protection against accidental injury and collision damage as well as risks like vandalism and theft; but are you really familiar with the details and provisions of your insurance policy? Do you know whether you have the coverage you need? Are you paying for car insurance coverage you don't need? As your Maryland insurance agent, we are only a phone call or e-mail away; and using our affiliation with both the Erie Insurance Group and Drive Insurance from Progressive ^SM, we stand ready to make it easy for you to know your vehicle insurance needs and choose the best coverage from the many options available to you. Get a car insurance quote and visit our library of articles about auto safety, purchase, and other auto insurance topics.

LONG TERM CARE INSURANCE

As we age, there is more of a chance that we will need help with day-to-day activities such as even bathing, eating and dressing or nursing care or rehab training either in a nursing facility or at home. Such care can be very expensive. Long term care insurance creates financial certainty and enhances family stability by providing funds to protect retirement assets and reduce the physical and emotional strain of caregiving.   Long term care affects the family, not just the person who is receiving care.  Get a long term care insurance quote or get all the information about coverage and why you should consider it. 

HOME OWNERS, RENTERS, CONDO INSURANCE

Homeowners insurance both protects your property (structures and personal possessions) and covers your liability. If you own a condominium or rent an apartment or dwelling, your condo or renters policy would offer somewhat different but similar coverage for both liability and personal property. As your insurance agent in Maryland, we are there to help you understand the key areas of coverage, any exclusions or limits so that you can make the right choices to get the best protection to cover your needs. Get a homeowners quote, renters quote or condo insurance quote and visit our library of articles about issues like home security, safety, and insurance.
 

LIFE INSURANCE

There are many different variations of life insurance plans and policy packages from which you can choose to protect your family and assets depending upon your needs. You might wish to have life insurance to pay your final expenses, satisfy a mortgage, provide survivor or disability income, fund college tuition, transfer assets, assure income for life, or accumulate cash for emergencies, education, business, retirement or some other purpose. As your Maryland insurance agent, we can guide you through the options and prepare a policy best customized for you and your family. Get a life insurance quote and visit our library of articles about insurance topics such as settling estates, coverage types and online help to determine your life insurance profile.

BUSINESS INSURANCE

As a business owner or partner in Maryland, whether you are a shop owner, professional, retailer, contractor, or landlord, and whether you seek a comprehensive business or commercial policy, garage, commercial auto, business catastrophe liability, workers compensation, bond or some other combination of coverage, you can count on us to help you maximize your coverage and minimize your risk. As your Maryland insurance agent, we stand ready to help you determine your needs, check your risk factors, explore your options and build the right insurance package. Get a business insurance quote and visit our library of articles about employee health and safety, home-based business and other business insurance topics.

IDENTITY RECOVERY COVERAGE PRESENTATION

It can happen in an instant. A theft finds your social security number on a piece of paper and begins the process of stealing your identity. Identity theft occurs when a thief steals your personal information and opens new credit card accounts, takes out new car or home loans, or uses your name while purchasing services. Identity theft occurs thousands of time each day. Find out how you can defend yourself against identity theft through Erie Insurance Identity Recovery Coverage.